Same Day Approval • Simple Process • Competitive Rates • Industry Experts We Cater to the Funeral Industry
We specialize in financing & leasing of both New & Pre-Owned Funeral Cars. We offer a simple half page credit application, and can have you all approved in about an hour. Offering terms from 24 to 72 months, we will custom tailor a finance or lease program around your specific needs. Call today to find out just how quick and easy it is to get into the funeral car of your dreams.
Fax your completed application to 860-763-3604. Don't forget to sign your application before faxing!
We Finance Funeral Vehicles Every Day... Does Your Bank?
Easy Application Process:
Simple half page credit application with same day approvals. We work with multiple banks that are at ease with the funeral car industry, allowing us to get more approvals and have you approved in one day.
Less Hassle...Less Paperwork:
Over the last several years, local community banks have started to have a hard time approving a loan for a hearse or limousine. Your Local Bank does not understand the market values of a hearse or limousine, which drags out or prevents the loan process from proceeding past the loan committee or underwriters. They require financial statements and tax returns on a simple car loan for a hearse or limo. After all the time and hassle you go through with their overwhelming paperwork requirements, they tell you they cannot finance a hearse or limo. Call us today and be approved TODAY.
We offer financing for both New and Pre-Owned Hearses and limousines at very competitive rates, with terms from 24 to 72 months. Let us custom tailor a finance plan around your particular needs.
Advantages of Leasing
Easy Application Process and Low Monthly Payments:
Same Day Approvals- Simple half page credit application- Competitive Rates – Let us custom tailor a lease or finance plan around your needs. Only pay for the portion of the vehicle you use.
Significant Tax Advantages:
Leasing has become extremely popular in the funeral industry in the last 20 + years, due to the fact that lease payments on Hearses or Limousines are 100% Tax Deductible. You’re able to write off 100% of a hearse or limousine. Check with your accountant about the savings you can get with leasing a Hearse or Limousine.
Drive the Latest & Greatest:
Your monthly payment is lower with leasing than a traditional finance, which gives you the opportunity to get a newer car than you would if you financed. Getting into a newer car also allows you to take advantage of newer car warranties, thus lowering your overall cost. Remain the leader in your community with the latest body style and state of the art equipment and give your families the best.
Preserve Existing Lines of Credit, & No Need to Tie Up Company Capital:
Leasing has no impact on your available credit. Leasing a hearse or limo does not impact your financial statement or credit line. Also, with leasing you’re not tying up company capital, so leasing allows you to keep your capital and credit lines open to run your business, update your funeral home or expand.
Are there any additional charges involved in a lease?
There are no additional charges involved in a lease. Just your monthly lease payment plus applicable taxes.
Can I cancel the lease and return the vehicle?
In a word, no. The lease is a non-cancelable agreement for the full term of the lease. However, depending on where you are in the term of the lease you do have options. We can work with you to upgrade to a newer model vehicle. We can also restructure your current lease to a lower monthly payment. Contact us today to discuss what option is best for you.
How do I apply for a lease?
It’s quick and easy! Simply send us a completed, signed credit application. Most credit decisions are made within 24 hours of receipt of the credit information.
What is the process to lease a vehicle?
The lease process is fairly simple and streamlined:
Complete our credit application and return it to us signed. The bank will review your credit and make an approval decision. When approved we will draft lease documents. We will send these out to you via FedEx overnight service for you to sign. A prepaid envelope will be included to return the signed paperwork to us. Once the leasing company has received your signed paperwork along with insurance information they can finalize the lease for you. The equipment is delivered to you and you will begin to receive monthly invoices from the bank for your lease.
Is a down payment required on a lease?
No down payment is required. Most leases can be structured with just two advance payments on delivery.
Isn’t leasing complicated?
Not at all. In fact, where a bank or conventional lender would require financial statements and mounds of paperwork, most leases can be approved up to $150,000 with just a credit application.
What about taxes and insurance on a lease?
Most states charge a sales/use tax on the monthly lease payment amount. This amount will be added to your monthly invoice of the lease payment. In addition, your local municipality charges a personal property tax or excise tax yearly on the vehicle. All taxes and insurance are the responsibility of the lessee.
What happens to the vehicle at the end of the lease?
You have many options available at the end of your lease. You can upgrade your lease to a newer model vehicle, you can re-lease your current vehicle with a lower monthly payment, you can purchase your current vehicle at a discounted price or you can simply walk away.
What is the interest rate for leases?
A lease is an agreement to pay for the use of specialty vehicles for a specified period of time. We are not loaning you money; we are purchasing vehicles for your use. Therefore, there is no interest rate in the usual sense of the word.
Who is responsible for the maintenance of the vehicle on a lease?
As the lessee you are responsible to maintain the vehicle in good working order. On New Vehicles the manufacturer extended warranty covers you for the term of your lease. On Pre-Owned Vehicles there is generally a remaining balance of the chassis warranty.
What if I have questions or concerns once my lease has been processed?
Remember, you are our customer – simply give us a call. We have friendly staff that are more than happy to help you with any questions or concerns you may have. When you call, you'll talk to a real person, not an automated phone menu that’s impossible to navigate!
Can I trade my current vehicle in if I choose the leasing option for my new vehicle?
Yes. You can use your current vehicle as a trade-in to lower your monthly lease payments.
Can I lease a used vehicle?
Yes, many of our pre-owned models are eligible for leasing. Contact our sales team to find which pre-owned vehicle will best meet your professional vehicle needs.